We are committed to delivering a service par excellence to all our clients,
whether they are from the Small and Medium sector (SME), a big corporate or an individual.
We are enlisted as one of the prominent service providers in Loan Against Property
(LAP), Over Draft (OD), Cash Credit Limit (CC Limit). Our professionals are trained
good enough to assist our clients so that they can have extreme satisfaction by
our rendered services. In LAP our client has to pledge any of his obtainable possessions
and our company will provide the loan. We provide loan at the present market situation
and the value of the possessions, the rate of the loan against property can be between
40 to 60 % of the property cost. Our company provides facility of Over Drafting
by which our clients can overdraw his account up to an approved perimeter. Clients
have to give interest only for the time he makes use of the money. Interest is charged
at the last of every month at changeable outstanding balance. We also render CC
Limit that is Cash Credit Limit against the security of possessions and money owing.
Loan against property
Loan against property or Property Loan, as it is often referred to, is a loan taken
by pledging your existing property as a security. Loans against property can come
in handy when other sources of funding get exhausted. It is important to understand
that a loan against property is different from a mortgage. While a mortgage is a
bank loan taken to buy a property, a loan against property is a loan secured from
the bank by putting up your existing property as a security against the loan. Depending
upon the existing market conditions, the paid up value of the property and other
factors, the value of the loan against property can be anywhere between 40-60 %
of the property value. Cash in on your smart investments of the past and build a
safe future. Take a property loan today and use it for any kind of requirement..
OD (overdraft) is a facility granted to you whereby you can overdraw your current
account up to an agreed limit. Overdraft is an efficient form of borrowing as you
pay interest only for the time you use the money. It gives you flexibility.
This is the primary method in which Banks lend money against the security of commodities
and debt. It runs like a current account except that the money that can be withdrawn
from this account is not restricted to the amount deposited in the account. Instead,
the account holder is permitted to withdraw a certain sum called "limit" or "credit
facility" in excess of the amount deposited in the account. Cash Credits are, in
theory, payable on demand. These are, therefore, counter part of demand deposits
of the Bank.
We Deliver the best of our firm to every client as cost effectively as we can.
We offer various other services to our client which are very useful to them. Our
these services are known for its quality and standard. These services are offered
to them at the reasonable prices. We build our firm around that belief. We believe
you can’t do one without the other. We believe these two parts of our mission reinforce
each other and make our firm strong and enduring.